Tide

Tide offers a business account and financial management platform aimed at small and medium-sized enterprises. It provides tools for making and receiving payments, managing expenses, creating invoices, and accounting, all within a single application. The platform integrates with accounting software for seamless data transfer and reporting. Tide's architecture is built around a core banking platform provided by ClearBank, ensuring FSCS protection. It offers a freemium model, with no monthly recurring fees and paid options for additional services like company formation, payroll, and card readers. Tide aims to streamline financial operations for businesses by centralizing banking and accounting tasks, providing real-time insights into cash flow, and automating repetitive tasks. They also provide access to business finance through partnerships with over 80 lenders.