Jirav
The driver-based financial planning engine for high-growth companies.
11d ago
Has API
PricingPaid
Free to $1250/yr
Cash flow forecasting
Headcount planning
Multi-entity consolidation
Kabbage (American Express Business Blueprint)
4.2
Free Users praise the speed of funding and the intuitive dashboard, though some note that interest rates can be higher than traditional term loans.
AI-powered cash flow management and automated business credit for SMEs.
Free pricingAPI availableUpdated 2026-03-17
Best fits
Cash Flow ForecastingAutomated Business Lending
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About Kabbage (American Express Business Blueprint)
Kabbage, now fully integrated into the American Express Business Blueprint™ ecosystem, represents the frontier of AI-driven small business finance in 2026. The platform’s architecture leverages proprietary machine learning algorithms to perform real-time risk assessment and automated credit decisioning. By ingesting high-velocity data from linked business checking accounts, accounting software, and payment processors, Kabbage provides a 'Liquid Insights' engine that predicts cash flow gaps up to 90 days in advance. In the 2026 market, it distinguishes itself by moving beyond simple lending into 'Autonomous Financial Operations.' The technical stack utilizes an ensemble of Gradient Boosted Trees and Neural Networks for fraud detection and creditworthiness modeling, allowing for sub-60-second approval times for lines of credit. As a lead-gen powerhouse for American Express, the platform serves as a central hub for SME financial health, offering integrated checking, payment processing, and line-of-credit services under a unified, AI-curated dashboard that suggests specific financial moves to optimize capital efficiency.
Core Capabilities
Kabbage, now fully integrated into the American Express Business Blueprint™ ecosystem, represents the frontier of AI-driven small business finance in 2026.
